The first question that a person usually asks when getting a payday loan is if a credit check is done.  Some payday loan sites will do a credit check on people applying others will use something called Teletrack in order to make sure that the person who is getting the loan has a clean payback history.  My Payday Direct does not perform a credit check or teletrack to get the user the payday loan that they deserve.  So be sure next time you are in need of a payday loan that you come and check out my payday direct first.